Josh Cepeda, CFP®

Josh Cepeda, CFP®

Wealth Advisor

Josh Cepeda

“Do what is right, not what is easy”

As a Wealth Advisor at Confluence Wealth Management, I provide comprehensive wealth management, retirement planning and financial planning to clients. My primary goal is to have my clients continually feel confident that their financial affairs are in order. Over time I act as a client’s personal “financial sounding-board”, helping them navigate through all of the financial ups and downs that life throws their way. As part of my client’s professional team, I gain a more complete view of their financial picture, which enables me to guide them towards realizing their financial and life goals.

My career began immediately after college in Seattle as an investment analyst on a wealth management team that focused on SRI investments. Although I enjoyed the analytics and researching of investments, having personal relationships with clients and helping them meet their goals is my true calling. This led me to expand my knowledge in retirement and financial planning so that I could properly advise and manage the complexities of my client’s needs.

I am passionate about helping people and watching them succeed and achieve their financial, retirement and life goals. Clients trust me with their financial futures which is an honor I do not take lightly, and which is why I am excited to be working alongside such a great team at Confluence.

Little known fact:

“My family is from the island of Guam”

Most likely to say?

To my wife: “What’s for dinner?”

Outside of work I…

I enjoy spending time with my family, coaching and playing basketball and many outdoor activities. In addition, I am a huge sports fan, always happy to cheer on the Oregon Ducks, Trailblazers, Seahawks and Mariners.

Perfect day:

The day would start without an alarm clock going off, followed by a nice walk on a clear day at the beach with my family. I would spend the rest of the day with my family playing games, watching sports and just enjoying each other’s company. The day would wrap up with a nice Guamanian BBQ dinner followed by a movie and some sort of ice cream dessert.

What makes me get out of bed in the morning?

The opportunity to grow as a person, help people and spend time with my family.