Terms of Service


Acceptance of Terms of Use

The Confluence Wealth Management (hereinafter referred to as “Confluence”) Client Portal (hereinafter referred to as “Portal”) is offered to you conditioned on your acceptance of the terms, conditions and notices contained herein. By using the portal you agree to these terms and conditions. If you are not a Confluence client or authorized agent, any use by you of the portal is prohibited.

Description of Service

The portal provides Confluence’s clients and their authorized agents with access to information displayed on the portal for inquiries and deliveries of documents and communications for their account only. The information, documents and communications on the portal are provided as a convenient resource to clients for informational purposes only.

User Password and Security

Using the portal and its related services requires the use of a unique username and password for each user that is granted access to the portal. The confidentiality of your password and account information is your responsibility. Any activities that occur under your account are your responsibility. You agree to notify us immediately of any unauthorized use of your account or if we need to revoke access for any of your authorized agents or any other breach of security. It is prohibited to use anyone else’s account under any circumstances.

Notice of Privacy Practices

Confluence is committed to safeguarding the confidential information of its clients.  Our Privacy Policy is located on this website or can be obtained by contacting the Confluence office.

Accuracy of Content and Liability Disclaimer

Confluence will strive to use reasonable efforts to include accurate and updated information on the portal.  However, you understand and agree that Confluence is under no obligation to do so, and neither Confluence nor its suppliers make any representation or warranty regarding the reliability, availability, timeliness, and accuracy of the information, software, documents and communications contained on the portal.

To the maximum extent permitted by applicable law, all such information, software, documents and communications are provided “as is” without warranty or condition of any kind.  Confluence, and its suppliers, hereby disclaim all warranties and conditions with regard to such information, software, documents and communications, including without limitation, all implied warranties or conditions of merchantability, fitness for a particular purpose, title and non-infringement.  To the maximum extent permitted by applicable law, in no event shall Confluence, or its suppliers, be liable for any direct, indirect, punitive, incidental, special, consequential damages or any other damages whatsoever, including without limitation, damages for loss of use, data or profits, arising out of or in any way connected with your use or the performance of the portal, with the delay or inability to use the portal or related services, whether based in contract, tort, negligence, strict liability or otherwise, even if any of Confluence’s employees or its suppliers has been advised of the possibility of damages.  Certain states do not permit types of these limitations, so the above limitations may not apply to you.

If you are dissatisfied with any portion of the portal, information, documents or communications on the portal, or with any of these terms and conditions of use, your sole and exclusive remedy is to cease using the portal and the information, documents or communications you obtained from the portal.

Icons, Logos and Other Proprietary Material

The trademarks, logos, and service marks (collectively the “Trademarks”), displayed on the portal are registered and common law trademarks of Confluence. Nothing contained on the portal should be construed as granting, by implication or otherwise, any license or right to use any of the Trademarks displayed on the portal without the written permission of Confluence. Your use of any of the Trademarks displayed on the portal or displayed on any content on the portal is strictly prohibited. You should assume that everything you see or read on the portal is copyrighted and is a trade secret, and may not be used except as provided in these terms and conditions of use or in the text on the portal without the written permission of Confluence or its suppliers.

Changes to Terms and Conditions of Use

Confluence may at any time modify the terms, conditions and notices under which the portal is offered by updating this posting. You are bound to any such modifications and should therefore periodically visit this page to review the then-current terms and conditions to which you are bound.

Confidentiality, Information Protection, and Protection of Data

Notwithstanding any existing legal or contractual obligations regarding confidentiality between you and Confluence, you undertake to treat all knowledge relating to business secrets, which come into your possession, as confidential. You shall assure that any protected data, which comes into your possession through the use of the portal, is not transmitted to any unauthorized person. In partial consideration of the opportunity to access the resources of the portal concerning your account, you agree to maintain the strict confidentiality of access of the portal and its data to you and your authorized agents and to indemnify and hold harmless Confluence and its officers, shareholders and employees and their heirs, successors and assigns from and against any and all claims, actions, demands, losses, damages, judgments, costs and expenses, including without limitation, reasonable attorneys’ fees and liabilities of every kind which may arise from your or your agents’ use of the portal or because of violation of these terms and conditions of use.

No Unlawful or Prohibited Use

You are prohibited from using the portal to damage, disable, or overburden Confluence’s servers or network or impair the portal or interfere with any other party’s use of the portal. Hacking, password mining or any other means to gain unauthorized access to the portal, portal accounts, computers or network is prohibited. Posting or transmitting any unlawful, threatening, libelous, defamatory, obscene, scandalous, inflammatory, pornographic, or profane material or any material that could constitute or encourage conduct that would be considered a criminal offense, give rise to civil liability, or otherwise violate any law is also prohibited. Confluence will fully cooperate with any law enforcement authorities or court order requesting or directing Confluence to disclose the identity of anyone posting any such information and materials. Confluence is an equal opportunity employer and values the diversity of its people.

All communication within the portal is confidential and is intended only for the individual(s) or entity specifically authorized to receive it. If you are not the intended recipient, you are hereby notified that any dissemination, distribution, or copying of this communication is strictly prohibited. Please notify Confluence of any communication you have received in error. Thank you.